Terms of Service

Welcome to Panda Mandarin, operated by NEW GALLOP INVESTMENT LLC.

By accessing or using our website and services, you agree to these Terms of Service.

1. Services

Panda Mandarin provides educational services, including language learning programs, digital content, and related services.

We reserve the right to modify or discontinue services at any time.

2. User Accounts

You are responsible for maintaining the confidentiality of your account information.

You agree to provide accurate and complete information when creating an account.

3. Payments

You agree to provide accurate payment information.

Payments are processed through third‑party payment providers.

Fees and subscription terms will be displayed before purchase.

4. User Responsibilities

You agree not to:

• Use our services for unlawful purposes;
• Attempt to disrupt our systems;
• Copy or distribute protected content without permission.

5. Intellectual Property

All website content, educational materials, trademarks, and related materials belong to NEW GALLOP INVESTMENT LLC or its licensors.

Unauthorized use is prohibited.

6. SMS Terms

If you opt into SMS communications:

• You agree to receive messages from Panda Mandarin;
• Message frequency varies;
• Message and data rates may apply;
• Reply STOP to unsubscribe;
• Reply HELP for assistance.

7. Refund Policy

Refund policies may vary depending on the purchased service.

Please contact customer support regarding refund requests.

8. Limitation of Liability

To the maximum extent permitted by law, NEW GALLOP INVESTMENT LLC is not responsible for indirect or consequential damages resulting from the use of our services.

9. Changes to Terms

We may update these Terms of Service from time to time.

Continued use of our services means you accept the updated terms.

10. Contact Information